The 1% Solution You probably know the story of Sherlock Holmes and the 7% solution. He had a drug addiction. He needed the drug. He was able to control his addiction by taking the drug in a 7% concentration. Anyone with common sense knows you cannot survive on 7%. It is a slow death...
Pension Plans If you have a pension plan at work you will want to read this and if you don't you will still want to because it affects your retirement account...
Whos Calling? Its dinnertime and the phone rings. It's Joe Noname with SuchNSuch Investment Company and has he got a deal for you...
When? When will the stock market stop going down and start up again? If we knew that we'd all be jillionaires. So what do you do now while stocks are going down and stealing away your money every day?
Wall Street Paradigm In 1960 an engineer working for a watch company in Switzerland discovered that a small crystal would vibrate at a constant rate. He found this was so accurate that it could be used to calibrate time so he took it to company management and said it would make an entirely new kind of watch that had no springs and no gears. They could not imagine who would want such a thing. Swiss watches dominated world commerce. They did not even bother to patent it...
The 10 Commandments Wall Street has been preaching for years and years to investors how and where to put their money. The "experts" have put forth these ideas for so long that they seem to be carved in stone just like Moses did with God's 10 Commandments. The only difference is that what Wall Street preaches is lies that will make you broke...
Your Job There are so many kinds of work that needs to be done and you are doing one of those jobs right now - unless you are one of those two and a half million that have been laid off during the past 3 years. The press continues to blame China and India for stealing away all these forms of employment, but they don't have it right...
Why Change Funds? On November 17 I bought 7 different mutual funds and went to a 100% invested position. One of the funds I bought was Robertson Stevens Information Age (RSIFX) and it has made money as have the other six...
Who Knows? The Shadow knows. Remember him? It seems a shadow has a firm grip on this stock market. Since the terrible break in mid-April we had a rally and then a decline. Trying to choose a suitable stock or mutual fund has been like grasping at shadows...
Where Is The Beef? Where is the beef? Or maybe it should be where is the bull? Market, that is? The chief investment strategists and analysts of the major brokerage houses have been promising us a new bull market. So far the bull hasn't come in from the distant pasture...
What To Buy? Now that you have some money burning a hole in your pocket and the stock market is going up you have decided to buy some stock or maybe a mutual fund, but you have the momentous decisions to what to buy.
VIX No, this is not a symbol for some Latin number. The Wall Street mavens talk about this market timing device as if they knew how to use it to determine which way the stock market is going - up or down. It is pretty obvious that brokers, analysts and financial planners have not learned the language...
The Club Yesterday I received my monthly issue of MONEY magazine. This issue has the special feature called "The Ultimate Investment Club" that highlights their picks for the top mutual fund managers. Let's see how their members made money for their shareholders...
Take The Time You must take the time once a month to review your investment portfolio. It won't take long - less than one hour, maybe 15 minutes...
Sewing Embroidery Designs in New Ways New ways to use your embroidery designs and how to view the real potential when adding new design sets to your embroidery library! How many of you are always l...
How To Make Your Own Happiness Give yourself reasons to be happy. Work and play your way toward getting what you want. Your efforts and successes in achieving those things will add happiness ...
Fire Escape System Concept What if in the event of a fire the building system started putting out instructions using sound waves of the best possible escape route? Using the pictures on t...
Why a Professional Resume? Your Resume has to capture the reader's attention within 15 seconds! That's where a professionally crafted Resume stands above the rest. Your Resume's main the...
Hidden Ways to Cut Car Insurance Consumers are countering rising gasoline prices and other vehicle operating costs by capitalizing on lower auto insurance rates, according to leading insurers.....
Cellular Phone Faceplates Fashion is a fickle thing. The term does not only apply to clothes these days, but jewelry, cars, and even cellular phone faceplates. Cellular phone accessories...
Bottle Feeding for Beginners The art of bottle feeding is not very tough to master. For most mothers, it comes as naturally as (or easier than) breastfeeding.
Techno-Stress: Six Survival Rules Has technology gotten the best of you? Would you like to know how to slow down, relax and be more productive at home and work? We have the anwer - techno-rules.
Low Interest Credit Cards: A Thing of the Past? With interest rates rising, low or zero percent credit cards may soon become a thing of the past. However, the wise shopper can still secure a low rate by caref...
Love Is All You Need... Or Is It? Why so many relationships don't work and what to do about it. The strategies for building a successful business that can be just as effective in helping you to...
China has the Answer to Environmental Dead Zones Recently scientists have been watching the exponential growth of marine life dead zones off the coasts of human civilizations. In China there is dead zones now,...
Intensify Your Orgasms The subject of how to intensify orgasms has been intensely studied over the centuries with varying degrees of success. There are many different schools of thoug...
Choosing A Network Marketing Opportunity - 5 Red Flags Although network marketing offers the potential for long term residual profits on your original efforts, it is important to take the time initially to choose th...
He Looks Like A Monkey Is there anything sweeter in a relationship than having your girlfriends mother support it one hundred percent? There probably is, but I can't remember. Usually...
Cure Against Depression and Low Self Confidence Depression strikes most of us and it can make us paralysed.
Therefore it is essential that we do not let it get too much
influence on our lives.
Presentation Skill Training: The Law of Performance Not your performance, their performance. The audience must go out and apply the information you have given or they wasted their time. Even worse, YOU wasted the...
Naming Ceremonies: Advice for First Time Godparents Congratulations. Your friends have chosen to hold a secular naming ceremony and have asked you to be a godparent (aka guideparent, guardian, mentor, supporting ...