|
Author: Mark Lambie Article source: http://www.pleasantrealty.com/. Used with author's permission.
You've applied for a mortgage and you have been turned down. You believe that there is a Bad Credit Mortgage Memphis list keeping you from purchasing your dream home. What can you do? Take action by shopping around for other mortgage options. We'll share a few of them with you here.
If you have been turned down for a mortgage, the mortgage company must tell you why you were rejected. Rejection does not make you a bad person and rejection does not mean you cannot still get home financing. The following type of institutions may still offer you a mortgage even if you are on the Bad Credit Mortgage Memphis list!
1. A credit union. If you belong to a credit union, visit the loan officer and explain to this person that you believe you are on a Bad Credit Mortgage Memphis list and you want to find out if the credit union would consider extending a loan to you. The loan office will check your credit report and make a decision though you were rejected previously. Membership has its privileges and a Credit Union is a wise alternative for some consumers.
2. State government. Tennessee, like all states, has agencies in place to help residents obtain a mortgage. Contact your government offices to find out which agency can assist you. In addition, contact your state attorney general if you learn that you are on a Bad Credit Mortgage Memphis list and know that you shouldn't be!
3. Your church. Churches, parachurch organizations, and nonprofit associations may be of help to you too. Some of these heralded organizations have received government funds to be used to help residents of the community get key financial assistance. Check your phone book's white pages for local organizations or visit your public library for help. Research online too!
All in all, being on the Bad Credit Mortgage Memphis list does not mean you will not get a mortgage. You may need to receive some credit counseling first, but lenders are in the business to let you borrow money and help your local community to prosper. A little extra effort on your part can mean the difference between owning a home or renting. Mark Lambie is the founder of The Loan House a website that allows consumers to quickly and easily get mortgage quotes and mortgage information.
Success Secrets - The #1 Money Secret I Learned from Interviewing Over 23 Millionaires
All over the Net, people are asking you to pay them for 'get rich' secrets, all the 'systems' have different names. Have you ever asked yourself this question, ...
Can You Escape the Trap of Ever Growing Debt?
Can You Escape the Trap of Ever Growing Debt?
Helping People With Pet Allergies
If you suffer from pet allergies, read this article and say Good-Bye to those allergies forever!
Innovation: Thinking Outside The Box
You've heard the expression "thinking ouside the box," but do you know how to do it? There are some simple techniques for coming up with solutions "outside the ...
Online Auction Sellers - Seize Control Of Your Business!
As the online auction model of business continues to evolve toward a more commoditized, corporate marketplace, it is time for online auction sellers to seize co...
6 Steps to Grill the Perfect Steak
There's nothing better than a nicely grilled juicy steak. But how come I can't duplicate that restaurant, expensive, juicy, melt-in-your mouth, perfectly grille...
Five Steps to Accomplish Your Goals
We live in a busy world where our time, priorities and energy are constantly challenged. The reality is that there is simply not time for everything and we don'...
A Company That Doesnt Need Public Relations?
Really? You mean there are NO perceptions and behaviors
peculiar to that company's outside audiences that would help
or hinder it in the pursuit of its object...
Choosing a Secured Loan
A generation or so ago most people were raised with the philosophy that if you don't have the money to pay for it, then you simply couldn't have it
14 Tips On Writing The Short-Short Story
Short-short stories are fun to write and fun to read - but they're harder than you might think. You can't take half a page to 'lead in' to the story, and you ca...
How To Profit From Your Home Business Blog
A blog is a simple tool which all affiliate marketers should be utilising to explode their affiliate sales.
The Number 1 Way For Obese People To Lose The Fat
Strength training for the obese is the first step in taking control of your health. This article provides a positive starting point for strength training for e...
Tropical Fish Breeding for Profit
At some point in your life you have probably had a fish tank in your home. Kids all over the world start out with guppies and goldfish in round bowls on their ...
Premenstrual Syndrome: Plagued with Premenstrual Syndrome? Try Calcium!
At last, there's hope for millions of women suffering from Premenstrual Syndrome. Researchers have found that a regular intake of calcium may reduce premenstrua...
What Every Employee Should Know About How to Maximize His Potential for Success
There are countless books that describe success principles. Here are a few principles that I have summarized for you:
Coca-Cola - A Value Stock?
Don't get me wrong. I really like Coke as a company. Its brand is as American as can be, and yet over 70% of all its sales are derived from outside of North Ame...
How to Ghostwrite Keyword Articles at Top Speed
Before you can call yourself a pro article ghostwriter, you must learn exactly what that phrase entails. Here it is, in a nutshell: you must offer your clients ...
Orchestrate a PR Symphony
While any business can orchestrate PR, how can you be sure you are getting the best sound from your trumpet?
A Guide to Debt Consolidation Loans
Should you find yourself overcome by debt, you might want to consider debt consolidation loans.
Top 3 Strategies to Boost Your Perceived Value
Three ways to boost your perceived value are: deliver unexpected value, ensure your client's success and toot your own horn. Learn steps in how to do all three...
Automatic Control of Chords
LEARN HOW TO PRACTICE FOR A THREE-WAY (AUTOMATIC) CONTROL OF CHORDS
Ginger for Upset Stomach
Ginger is more effective than Dramamine for motion sickness...
Babies Born With A Cleft Palate Or Lip
Many babies are born with a cleft palate or cleft lip. What are the causes and treatment?
3 Day Diet -- Make Believe Diet Plans
The 3 day diet discovered the most powerful weight loss reaction that occurs with certain food combinations. The only problem...
|
Print this page