Buying a home is a stressful and emotional affair. You can avoid the home buying blues by keeping your cool at closing.
I've just come from a settlement table at which a friend bought a new condo. It's beautiful, convenient and just what she wanted. However, at the settlement table she and a relative whom she clearly loves got into a tiff with each other. What should have been a happy occasion was almost spoiled. Thank heavens they got themselves together and the situation was saved, but arguments and hurt feelings are frequent at settlement tables and on moving day. It doesn't have to be that way.
The Trauma of Change
Changing one's home is right up there with the big changes in life - birth, death, divorce, and retirement. Most of us recognize the trauma of the first three. Many of us recognize the need to prepare mentally and emotionally for retirement. Few of us realize how badly buying and moving into a new home frays our nerves and shortens our tempers. It can have serious consequences. I've seen deals blow up, and almost blow up, because of it. (Sometimes the protagonists are the buyer and seller.)
Mitigating Moves
There are a number of things you can do to ensure that the day you buy or sell your home is calm, sane and happy. Let's consider some of them. Some are easy. Some harder. You're apt to think of some which will be unique to you and your family.
First of all, simply realizing that these are flash points and discussing it with family members is a good starting point. There are many decisions to be made and much work to be done. Life is about to change for everyone who is a party to the process. It helps to just acknowledge that you'll need to work together so that it's a good experience for everyone in the end. Remember the expression, "I need to take a deep breath and get my equilibrium back." Clue in family members when you feel the tension rise.
Get a good night's sleep the night before the settlement. Have a good, unrushed breakfast. Have someone you know well look after small children and pets until after settlement; you don't need distractions during a large financial transaction.
At settlement, ask questions about anything you don't understand. Use a quiet, neutral voice. Don't sound like you are accusing someone of something. Simply ask for information and clarity. Don't feel rushed. Take the time to understand. Many of the arguments I've seen at the settlement table happened because someone assumed something and didn't ask about it. They just pitched into an irritated tirade. Not a good idea.
What if your questions turn up an unexpected and unacceptable answer? Let it be known that you expected it to be handled another way and why. Listen to any explanation calmly. Evaluate it. Does the other person have a valid point? How much difference does it make to you? Remember, it isn't necessary to have everything exactly as you'd like in order to have the transaction go well for you. Keep the big picture in mind. You don't have to be right about everything, nor do you have to win every point in order to be pleased with the final outcome.
Whether you call it settlement or closing, the final meeting will be stressful even if absolutely everything goes perfectly. Make sure you get through it by minimizing the stress.
The Fatal Attraction of Online Marketers Suppose you were offered 263 links coming into your website from 263 other websites all in one fell swoop. Everybody knows that the more inbound links you have...
Finding An Affiliate Online Opportunity Program Never before has it been easier to find an affiliate online opportunity program. From years ago when franchising was new the whole county turned
How to Use a Home Equity Line of Credit Calculator There is luckily a very helpful tool that will take the guess work out of home equity loans. Before you commit to anything, you should play around with a home e...
Build Your Credit with Caution Building credit can be a very exciting thing. Avenues of great opportunities are available if you do it right. It is important to avoid scammers that claim to ...
Home Equity Loan Risks Just like any other financial tool, home equity loans can prove to be a double-edged sword and can have extremely adverse results if used unwisely.
Tipical Mistakes in Marketing To prevent the risks of a promotion campaign for our products or services, (I'm talking about email campaigns), it is recommended to study some of the most comm...
SuperCharged Secret 3, Credit Card Utopia TURBO-CHARGED KILLER RATE SAVING INFORMATION! Let's just take a brief moment to recap: If you've been following along on this journey with me, learning the 5 Su...
Increase Sales on Your Website! Use Graphics! How many times have you clicked on a website only to find a screen full of text? You read a large-scale headline and then all you see is text, much like readin...
Branding Your Business To Make More Money Branding seems like a natural idea, why aren't more people doing it and how should they do it? Don't want to make more money, continue to do nothing for your co...
A Lifestyle Approach to Remedy Snoring If you want to remedy snoring, you have to find the underlying cause. Snoring is not an affliction like the common cold, where you wake up one morning and you'v...
Sleep And Massage Therapy One alternative medicine approach is a perfect option for relaxing your tension and allowing you to sink into deep, restful sleep: massage therapy.
6 Great Ways To Improve Your Social Skills If you are looking for a way to improve your social skills, there are many resources available that will assist you in refining your social skills and improving...
The Nose Knows If you plan on getting the most from the sale of your home you better be sure it can pass the "sniff" test. Let's face it your home should smell good.
When th...
Print this page