|
Author: Ida Byrd-Hill Article source: http://www.prnewsnow.com/. Used with author's permission.
Have you ever gone on a vacation and had a marvelous time only to feel stress later as you overspent????? Well, you are not alone. Many of us get so wrapped up in perfecting our tan or getting the rest we need that we do not even want to think about how much we will be spending. "Very few people, no matter what their net worth and the level of their intelligence and financial savvy, do any kind of budgeting for trips," said Gary Buffone, a psychologist and director of the Family Business Center, in Jacksonville, Fla. as quoted in an article on www.cbs.marketwatch.com It stands to reason you take a vacation to relieve stress. Why would any sane person ruin the euphoria of a vacation with the mundane task of budgeting?
The average family takes 2.6 trips annually according to YPB&R/Yankelovich National Travel & Leisure Monitor as quote by. The average cost for domestic vacations is $1000 with the average cost for international vacations exceeding $3500.
If the average family takes 1.6 domestic vacations and 1 international vacation annually then they are spending at least $5000 on vacations a year. The cliché "Pay now or Pay later!" takes on a new meaning as you are paying by credit card later. When you add the interest, the cost to pay off these vacations grows to $9148.62. (Assumes 18% interest over 4 years) Add those cost over 4 years of vacations, the credit card debt becomes astronomical. It is easy to see why the average American family has a lot of credit card debt. The easiest way to eliminate this credit card debt is to not create the debt at all or create a system to pay it off before you create it. Most people do neither creating stress after the vacation.
Budgeting makes most people revolt is it seems so complicated. Who wants to take the time to perform the mathematical calculations? No one. Ida Byrd-Hill, a 10 year veteran financial advisor has created a self calculating Vacation Budget Form. The form completes all the calculations after you input basic information such a plan/train/ cruise ticket prices, number of nights and number of persons going on vacation. The form makes it easier to save for vacations as you will know the true cost of the vacation and whether you need to save some more money or allocate a larger portion on your credit cards. The best part you do not have to do complicated computations. The form is found at www.livinginstyleonline.com. Livinginstyleonline.com is a luxury lifestyle magazine and luxury discount shopping marketplace where the motto is "you can live the good life without breaking the bank!!!!!!
Now that the budgeting is in place, a family can dream and research pricing for their next vacation. There are some many travel websites on the web. Choosing one site to purchase your vacation creates a new stress. How can a family be sure they are getting the best deal? Each site says they have the best prices. Comparison shopping is the key. However to move from website to website is cumbersome. If you leave one site to go to another your information is wiped out or worse yet your deal is seized by another traveler. Livinginstyleonline.com has made a family's life easier by providing 26 of the top travel discount websites, such as Travelocity, Expedia, Orbitz, Hotwire, Last Minute Travel, Travel Worm, Sky Auction, Hotel Planner, Vacation Outlet and many others in the travel section of their marketplace. One can open windows of these sites and compare them at a click of the mouse rather than toggle all over the internet. This comparison feature allows you to find the best price for your vacation on the web with little stress.
Come visit livinginstyleonline.com often as the travel website list is continually growing. Avoid after vacation stress by saving money on your next vacation, visit www.livinginstyleonline.com. Ida B. Byrd-Hill is the President of Uplift,Inc. and http://www.livinginstyleonline.com She was the President of The Harvard Group Wealth Management L.L.C. for 10 years. She created investment portfolios, insurance plans and residential/ commercial financing. She has served as guest columnist for the Michigan Front Page for 2 years and a speaker for the Better Investing television show hosted by David Chilton, author of The Wealthy Barber
Enhance Your Website With A Yahoo-Style Directory
Does your website have a links/resources page? Do you exchange reciprocal with other websites to help boost your targeted traffic and search engine rankings? Do...
WYSIWYG Versus Coding: HTML With A Purpose
Thinking about developing a web site using WYSIWYG editing software? Read this article first!
Go for Scientific Weight Loss
This is about obesity in the United States and how you can combat your own personal overweight issues--and win. The article describes scientific proof and lists...
Write And Get Hired
Want to get hired faster than up to 97% of other job seekers?
A Look at Child Mannequins
Not all mannequins are made to look like full-grown adults. Child mannequins are also common in many clothing stores. A child mannequin is the same as an adult ...
Do You Need the Help of a Virtual Assistant?
Virtual Assistants are the hot new thing for business success - do you need one?
Stress And The Blessing Of Non-Attachment
Our thoughts create our stress. It naturally follows that our thoughts can therefore eliminate stress. Learning non-attachment is a key to allowing a natural an...
Can We Still Be Friends?
Even when we know it's time to end a romantic relationship, we're often reluctant to
let go of our partners completely. We've shared so much of our lives with ...
Secure Your PC From Hackers, Viruses, and Trojans
No user on the internet is safe from assault. Viruses, Trojans and Spyware can all effect your computer by placing annoying ads, tracking your credit card numbe...
Minimizing Runoff and Erosion Along Your Lakeshore, Stream or River Property
Designing your landscape to care for your shoreline is extremely important not only for protecting the integrity of your property, but also to protect to qualit...
Purchasing Spyware Software—Avoid the Scams
Be an educated buyer of anti-spyware software. Don't become a victim of false advertising.
You Dont Need Health Insurance!
Seems almost every situation in our lives is centered on communication. Good or bad, the way we express our thoughts, wants, and needs to each other determines ...
How To Fire Up Your Link Popularity
When I first started out in Internet marketing, reciprocal linking was one of the techniques that I was required to master. Left, right and center gurus were t...
How to Up-Sell Change
As Freud cautioned, it's insanity to keep doing the same thing and expect different results. You know things have to change. Business as usual is a guarantee to...
Secrets Revealed To Having The Most Professional Staff On The Telephone!
Do you have all the customers your business can use?
Go Ahead, Toss the Starfish!
There is an old story that tells of a man walking along a beach when up ahead in the distance, he catches sight of another man acting strangely. As he gets clos...
Low-Carb Diets - An Introduction
How were low-carb diets invented and how do low-carb diets fit into the real world today?
Coaching a Leader
As effective coaches, Christy and Liz have demonstrated ideal qualities that have made a positive contribution to their coaching abilities.
What You Should Know About Plyometrics And How It Will Help You Get Longer Drives
Plyometrics in Golf equals longer drives, lower scores and bragging rights.
Information Products: the Changing Trends for 2005
2005 is destined to be a great year for affiliate marketers. 2004 showed a major transition to the type of products sold in affiliate markets...
Fireplace Candelabras - The Easy Alternative To Burning Wood
It wasn't that long ago that the fireplace was the main source of heat in most every home. The hearth was a place for families to gather so that they could enjo...
Journals You Can Keep
Besides your daily feelings, thoughts, and experiences journal, there are many ideas for journals or diaries that you can keep.
Should You Quit Your Job for Your Dream?
The next time you're moodily sitting in your office, wishing you were living your dream instead, answer the following questions… or answer them now! They'll giv...
Branding Advertising Agency
Tips on hiring a branding company.
|
Print this page